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7 Factors That Affect the Cost of Roof Insurance

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About Insurance Rates

There are many factors affecting the total cost of your roof insurance. Premiums change their rates according to the roof materials, recent upgrades, general property age, and more. Out of the many factors, here are seven that you should always keep in mind.

Roof Shape 

The roof’s shape determines your insurance premiums. Flat roofs have higher premiums because they face much higher volumes of foot traffic, the likelihood of hailstone impacts, and standing water. High-sloped roofs have much lower premiums due to these factors’ absences. 

Roof Materials

Asphalt shingles have a set standard premium rate from most insurers because of their widespread use and reliability. However, slate tiles and metal roofs have lower premiums due to their reliability and dependability, despite their high acquisition costs. Other roofing materials may have special clauses that can increase or decrease their overall premium costs.

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Overall Property Age

Roof care and longevity are holistic. Your roof rafters depend on your concrete wall’s structural stability and reliability. Consequently, the walls are highly dependent on your property’s structural foundations. With this in mind, your roof insurance premiums can derive from your general property insurance.

Local Weather

If your local weather has frequent hail, rain, and snowstorms, your insurer will likely have high insurance premiums in your area. However, it means that local insurers understand your plight and create special insurance policies that are simultaneously affordable and offer great value. After all, insurers need the flexibility to remain competitive in the market.

Roofing Construction Material

Roofing construction materials refer to the materials your contractor used in building your rafters, underlayment, nails, adhesives, and others. Insurance adjusters will visit and inspect these areas with professional roofers to assess the roof’s complete risk profile. Using high-quality construction materials drives down insurance premiums because of their perceived dependability and lower danger or failure risk.

Previous Claims In The Past

Insurers are particular about homeowners who have made insurance claims in the past. While it’s the industry’s core part and service, successful insurance claims have a negative connotation to a customer’s risk profile. With this in mind, if you have made successful claims in the past, you may pay a higher premium due to your perceived risk profile, but you can always find competitive rates from insurers that don’t heavily weigh on your claims history.

Recent Preventative Maintenance

Preventative roofing maintenance gives you a complete roof material condition overview. Plus, professional roofers can fix small problems on your roof. Preventative maintenance guarantees zero growth of structural damages and risk that derives from small problems that most homeowners ignore. A well-maintained roof prevalent in your roof’s maintenance history improves your insurance premiums.

With decades of experience in the roofing industry and making roofing claims, you can always count on us at Paramount Roofing and Consulting for all your roofing needs. We have made successful claims cases in the past, allowing our customers to renovate their homes with complete peace of mind. Contact us today at __PHONE_ if you need roofing insurance inspections and claims in Douglasville, GA.

5 Things To Do After Water Damage

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Leaks & Water Damages

When the rain pours, and your roof has severe damage leading to leaks, it’s crucial to solve these small problems before they evolve into gigantic ones. These small problems might seem inconsequential, but a leak can lead to an indoor torrent inside your attic that creates massive ceiling damage on most of your floors.

Unfortunately, water damage happens during strong storms when floods are most likely to happen. If you’re living in a flood-prone property, it’s best to know what you have to do. Here are five things you need to do to keep your home safe after suffering from water damage.

Turn Off The Main Power Supply

If no wires and outlets are touching the floodwater, it’s best to turn off the main power supply. During widespread floods, power companies will turn off electric grids in severely affected areas. However, turning off your main power supply ensures that any emergency power return does not electrocute and cause fatal injuries to you and your neighbors.

After you recover your property from water damages, replace your old main power supply and lines, where possible. Most general home insurance can change your entire electrical system for you.

Document All The Damage

After your property suffers and recovers from water damage, check for all possible plumbing leaks, damaged pipes, wall leaks, ceiling leaks, roofing material damages, and roof rafter issues. By documenting all the damages, you can make accurate claims your insurance adjuster can verify quickly.

Lacking documents during claims leads to confusing details that can reduce the benefits you’re due to receive for your damaged and problematic roof. Documentation can be photographs and videos of the roof before, during, and after the storm. However, make sure to call a reliable roofer to verify the details you’ve listed.

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Call a Reliable Inspection Roofer

You should always call a professional to inspect your roof after it suffers from water damage right after a flood or strong rains. Reliable roofers can check your roof and verify the damages you’ve documented. These may include loosened shingles, flashing, and possibly dry rot of roof rafters and decks.

Submitting unverified roofing damages can once again lead to unclear details that can leave you vulnerable to an insurance adjuster’s inaccurate final evaluation. With a roofer, you can have a professional explain your roof’s state accurately and objectively.

Contact a Water Damage Restoration Company

A water damage restoration company can help with extraction, cleanup, and professional mold remediation right after a flood or a storm. If your home has been flooded, contact a water damage restoration team immediately to avoid any further damages and severe repairs that your property can need.

Unfortunately, roof insurance might not cover water damages beyond your deck and rafters. If you don’t have general property insurance, you will need to pay for your water damage restoration services.

List The Items For Restoration

General insurance for properties has item restoration riders that can reimburse or replace in kind any device or machine damaged during storms. However, it works the best way if you have given your insurer a complete inventory of your properties before the flood or leaks have damaged them.

You can always count on Paramount Roofing and Consulting for all your roofing insurance claim in Douglasville, GA needs. Contact us at 404-309-8035 today to learn more.

5 Building Codes You Should Comply With in Douglasville

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About Building Codes

Builders, designers, and engineers work to meet the building codes established in their city or town when buildings are constructed and renovated. Building codes provide guidelines for the building materials, design, and construction methods used. All building codes apply to residential and commercial properties, with some aspects added or removed.

Here are five building codes your residence must comply with in Douglasville.

IBC 2018

The International Building Code 2018 is a set of building codes that various jurisdictions have adopted. The code sets out minimum regulations for the construction of buildings to provide a reasonable level of safety against hazards, such as fire or structural collapse.

IRC 2018

The IRC 2018 building code is a set of rules based on the International Residential Code and used in the United States. It’s a model building code that is used as a guide for how to build residential buildings. The IRC 2018 building code applies to all residential properties.

Close-up aerial view of building attic rooms exterior on metal shingle roof, stucco walls and plastic windows.

IFC 2018

The IFC 2018 fire code in Georgia is the International Fire Code, the standard set of regulations for all fire safety in the US. The IFC 2018 fire code in Georgia is based on the International Fire Code, which was first published in October of 2015. The IFC 2018 fire code protects people and property from the effects of fire and other hazards.

NFPA 70 2020

The NFPA 70 2020 minimum standard electrical code is a set of guidelines for installing and maintaining electrical wiring to reduce the risk of fire, electric shock, and injury. It is designed to be used as a basis for state and local electrical codes but can also be used by contractors who are not government-regulated or not installing wiring for a particular building or area.

ACI 318 2014

What is the ACI 318 2014 code for structural concrete in Georgia and why is it important? The ACI 318 2014 code for structural concrete in Georgia is important because it provides the most current guidelines for the state’s design, engineering, and construction of concrete structures. The ACI 318 2014 code is important because it provides guidelines on how to design, engineer, and construct concrete structures that are safe, effective, and economical.

Home Construction and Building Codes

Paramount Roofing and Consulting specializes in storm damage claims and interim repairs. While we cannot construct homes according to building codes, complying with them gives you many advantages.

For example, many of your general residential property insurance policies work best and have you pay low premiums if your home complies with all these building codes. In addition, local governments can properly map your residential property and other relevant taxes.

In case your roof suffered from massive storm damages, allow us to repair and help you make the most detailed and successful insurance claims in Douglasville, GA. After your roof suffers damage, call Paramount Roofing and Consulting to help assess your roof’s existing condition and other possible damages before we make your claims. Call us today at 404-309-8035 to learn more about everything we can do for you.

How Do Roofing Companies Work With Insurance Companies?

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Insurance Claims

Roofers are an essential part of the insurance process because they can help make sure that you get your full insurance coverage. They make sure that everything is in order and that you don’t have any hidden problems with your roof. This will ensure that you get all of the funds from your insurance company and won’t have to pay for anything out of pocket.

Roofers Evaluate Your Roof’s Overall Condition

When it comes to weathering a storm, getting help from professionals is a wise decision. When roofs are damaged, it can be easy for water to get inside and cause serious issues. The sooner you call in a roofing expert to assess your roof, the better.

Roofers can provide patch-up repairs that will help stabilize your roof’s condition and make it less likely to collapse in heavy winds or another passing strong rain. In addition, they’ll record every flaw they encounter on your roof as they provide remedies long enough for insurance adjusters can inspect the roof with their specialist.

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Insurance Adjusters Will Arrive With Evaluating Roofers

Insurance adjusters help homeowners and business owners determine the cause of the damage, the extent of the damage, and the appropriate course of action for insurance claims. Adjusters are also responsible for contacting the insurance company and handling any negotiations with the insurance company on behalf of the property owner. In most cases, they will also be in charge of overseeing any repairs to be made to the property.

Unfortunately, insurance adjusters will act with a bias towards their company, omitting any possible damages they can reduce in your claim. Thus, their roofers can’t be trusted to be fair. Thankfully, allowing your local roofer to evaluate your roof accurately helps you maximize the insurance benefits you can receive.

Adjuster and Roofers Finalize Roofing Schedule

Your roofer will share their evaluation data with the insurance adjuster and compare notes with the insurance adjuster’s roofing specialist. Once they’ve finalized and verified all roofing damages, the insurer will instruct your local roofer to start with your roof’s repairs or replacement.

Keep in mind that insurers will discuss with you the benefits and limitations of your roofing insurance. Some possible thing you might learn is that you may not get 100% of the benefits if your roof has been damaged at a certain age.

The actual cash value of the roof is often the foremost consideration that roofing insurance considers. This is the current replacement cost of the material to be replaced on your damaged roof.

If you have yet to find a reliable roofer to help with your claims in Douglasville, GA and address your roof right after a storm, you can always count on us at Paramount Roofing and Consulting. Contact us at 404-309-8035 today!

Can Your Roofing Insurance Cover Water Damages to Your Property?

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Insurance & Water Damages

Water damage is fully avoidable with a well-maintained and functioning roof. However, conditions sometimes make you miss particular maintenance schedules, making small problems enormous and unmanageable over time.

Roofing insurance is helpful in these situations because it can cover everything that you need for all roofing damages. However, will it cover any water damage inside your property? Here are four questions to ask to help you find out.

What Does Your Policy Cover?

Property coverage is one of the most basic types of insurance that a homeowner can purchase. It covers damage to your home and its contents in case of an accident or disaster, including earthquakes, fires, floods, windstorms, and more. Keep in mind that this type of insurance does not cover liability if you cause damage to someone else’s property or injury to another person.

Roofing insurance is a type of insurance that protects your roof from different risks that may result in damage. These include things such as hail, fire, wind, and roof leaks. It also covers the cost of repairing or replacing the roof. However, it usually wouldn’t cover any properties damaged by leaking water or floods.

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What Policy Covers Water Damages?

A standard homeowners policy will cover water damage to your home, but not flood damage. Flood damage, including wind-driven rain, is covered as a separate peril under a standard homeowners policy. On the other hand, a flood damage add-on can cover any floodwater damages to your property, but you’ll have to pay a higher premium.

Most water damage policies have contents coverage that will reimburse you for the cost of replacing your lost possessions. These are helpful because they can cover your valuables. However, some exclusions apply and you may be responsible for replacing damaged or lost covered items during a cleanup.

How Expensive Can Homeowner’s Policy With Water Damages Reimbursement Be?

The average homeowner’s policy with water damages reimbursement is $1,000. A typical policy of this type covers losses from a disaster such as a flood or fire. It may also cover the cost of temporary living expenses and property repairs. It doesn’t cover floods or other disasters that are caused by weather or climate changes, like hurricanes and earthquakes.

Thus, you can expect that from $1,000, the costs for floodwater damages reimbursement will increase your regular premiums. Additionally, any other add-on you include as riders in your policy will increase your monthly premiums.

Is The Claiming Process For Roofing Insurance and Homeowner’s Insurance Policy Different?

Each policy requires a different professional evaluation for proper reimbursement. For example, a professional roofer that can inspect and note roofing damages down to the smallest details is essential for a homeowner to have on their side when filing a claim.

Alternatively, a water damage professional restoration team is essential for helping you claim homeowner’s insurance policies with water damages add-ons. They have a detailed understanding of the best way to help you restore your home and make your claims much more accurate to make sure the benefits address your property’s needs.

You can always count on us at Paramount Roofing and Consulting to help you with your roofing insurance claims in Douglasville, GA. Contact us today at 404-309-8035 to learn about everything that we can do for you.

The Complete Guide to Qualifying For Your Roof Insurance All The Time

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Get Your Roof Protected

Roof insurance is necessary to protect your roof to avoid any financial difficulty that comes with roof repairs.

A roof can be damaged by wind, hail, and other natural disasters. Without insurance, these damages could cost you thousands of dollars to fix. Paying out of pocket is never optimal because it can cause massive budget problems. When money is tight, saving up for an emergency through roofing insurance is the best — especially if you need to pay only 3-5 months to get started.

Qualifying Conditions for Roof Insurance?

Many homeowners insurance policies require that you have the following for the insured property to be covered. Take note that this is for general insurance.

  • The house is built on a solid, level foundation and stands securely on the ground
  • The house has been inspected for structural stability
  • The house has been inspected for compliance with local building codes
  • All wiring, plumbing, heating, and electrical systems are in good working order
  • The roof is in good condition and has at least five years of life left

On the other hand, roof material insurance is a type of coverage that protects your home from damage caused by:

  • The weight of snow and ice on the roof
  • Wind and hail damage to the roof
  • Damage from falling objects such as trees or heavy branches.
  • Accidental fire damages

Both homeowner and roof material insurance policies grant you specific benefits that can help remove any dents on your budget. However, roof material policies lean much more on restoring and repairing your roof to its full capacity without having to pay anything out of pocket. Most home insurance policies pay you benefits for fire, earthquake, and storm or water damages, but it may include only a small amount of roofing material compensation.

Insurers often pay roof material according to actual cash value (ACV).

Replacement cost value, also known as actual cash value, is the amount of money it would take to replace your property with equivalent assets. It is the cost required to rebuild or replace the damaged or destroyed property and differs from market value because it does not account for the potential appreciation in value.

The replacement cost value is a loss estimate that takes into account both depreciation and the cost of materials. A homeowner’s policy typically provides replacement cost coverage, which is a larger amount of money than the value of the property.

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How Can I Find The Perfect Roof Material Insurance Policy?

Determine your needs

A roof material insurance policy covers the costs of replacement or repair of any materials used on your roof in dire situations. As a rule of thumb, the higher-premium situations are situations that have a high likelihood of happening in your area, so going for wind damage roofing insurance in a windy area requires higher regular payments.

Compare policies against each other

To compare insurance policies, you will need to evaluate the cost, the coverage, and the company’s reputation. The cost of an insurance policy is less expensive if it has a shorter duration or lower deductible. Coverage for an insurance policy can be increased by adding on other coverages such as roof structure protection, hail damage, or property restoration.

Assess the cost of each policy

The various factors that should be assessed when considering the cost of insurance policies include:

  • The type of the roof
  • The installation team who did the work.
  • The type of coverage applied for
  • The geographical area the roof is situated

You can always count on us at Paramount Roofing and Consulting to provide you with excellent services with your claims in Douglasville, GA. Contact us at 404-309-8035 today to learn more about what we can do.

5 Solid Reasons to Use Specialist Roofers in Your Claims

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Clear Claims

Every year, wind and rain can cause significant damage to roofs. The most common form of roof damage occurs when wind-driven rain leaks into the ceiling and causes water to drip onto furniture or household items below. When this happens, homeowners are often left with expensive repairs or a complete roof replacement.

To avoid costly roofing repairs, homeowners should make sure that their roofs are in good condition before a storm hits. This includes checking for any loose or missing shingles and making sure that chimneys and venting systems are in good working order.

Always work with a specialist roofing company to get the best and smoothest claims process. Learn more about each item below.

Transparent Process

Specialist roofers will brief you about the complete claiming process. They will explain every step of the way and provide you with all the crucial information. For example, a specialist roofing team will elaborate on their roof inspection procedures, record keeping, and data they will share with your insurance adjuster.

Once done, they will ask you to sign a contract stipulating that you’ve fully understood the steps they’ll undertake and proceed with the inspection of your roof.

Considers All Details

Specialist roofers have the experience and knowledge to carry out a full inspection that looks into every section, panel, and area of your roof. These include your roof panel condition, gutter systems, water, and air leak testing, and beyond. Aside from looking at the recent storm’s cosmetic and easily-seen damages, they will perform various tests and fixes, such as using a special roofing tarp to cover your roof.

Roofing teams will most likely look into your chimney and vent’s conditions and include them in their records even if insurance adjusters may not cover this area specifically.

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Prioritizes Your Needs

Unfortunately, insurance companies will use every data and means necessary to water down your claims. Most companies use adjusters accompanied by their partner roofing companies to perform inspections, but these two parties won’t always act in your best interests. With a specialist roofer, you’ll always have a professional who explains your roof’s current condition in the best possible way and will consistently uphold anything that helps maximize your claim.

Repairs Your Roof Thoroughly

Once your insurance adjuster finalizes their coverage with you and your specialist roofer, you can use the specialist roofer’s services to repair and restore your roof. You can be sure that these roofers will take on the task and address every issue to provide the highest possible quality of service and output.

Guarantees All Results

Lastly, your roofer will provide you with labor guarantees on their work. If they’re a certified roofing material installation team, you also get the full manufacturer’s warranty on all materials and labor. Thus, you won’t have to worry about replacing your roof if it’s defective or has any issues — and the guarantees serve as a testament to your roofer and manufacturer’s workmanship and excellence.

If you need the best claims for all your project needs, you can always count on us at Paramount Roofing and Consulting. Contact us today at 404-309-8035 to get started with your claim in Douglasville, GA.

Does a Homeowner’s Insurance Cover Roof Replacement?

Holiday House House Summer House Country House

Insurance Claim Coverage

In most cases, a homeowner’s insurance will often cover roof replacement if a storm or hail causes the damage. However, if the damage is caused by fire, vandalism, or other causes, the homeowner needs to have a case-specific policy.

A homeowner’s insurance covers your entire home against specific events. This means that if your home suffers from water damage, your roof and property will receive repair and restoration benefits, depending on your policy’s coverage.

Before we dive in, let’s look into how roof insurance coverages work.

First: How Does Roof Coverage Work?

Roofing insurance protects the roof and its surrounding components only. When something happens to your roof, like a storm, hail, or tree falling on it, the insurance company will pay for the damage to your roof. Some policies will cover any damaged items inside and outside your house.

A separate policy is required for fire and weather damages because the causes of these two losses are not the same. Fire damage is caused by heat, while weather damage can be caused by water, wind, hail, and snow. If other types of risks are prevalent in your area, such as living near a factory, you can ensure your roof and entire property are against it, too.

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Your Policy

Your policy dictates the benefits you will receive once an event triggers your insurance’s protective features. But to learn this, you’ll need to read over the policy and compare it to the information you recorded from the incident.

Evaluate your policy in full detail. Look for anything that can hint at or highlight your roof’s current predicament. In most cases, extreme weather damages and fire are insured. Plus, check the total roofing value the insurer will cover based on your roof’s age, capability, and the roofing incident itself.

Extreme Weather Damages

Hail, gale-force winds, wildfires, heavy snow – accumulation, hurricanes, and tornadoes can cause extreme roof and property damages. Make sure to look for these severe weather situations in your policy’s terms and conditions.

For example, gale force winds can damage roofs. This can happen when the wind is so strong that it pushes the roof off its supports. A gale is a storm with a sustained surface wind speed of 52 to 63 knots (9.7 to 12 meters per second) or 33 to 38 miles per hour. Any residential area that frequently experiences this wind level can insure its roof against it.

The Responsibilities of Homeowners, Manufacturers, and Roofers

Homeowners are responsible for having frequent roofing maintenance. Insurers may not honor homeowners’ claims who do not maintain their roofs because it violates their terms and conditions.

Manufacturers guarantee that their claims about their roof’s capability are legitimate and must address any misgivings about their roof’s durability and dependability. Thus, they will honor warranties where the roof failed despite a certified roofer handling the installations.

Roofers are responsible for installing the roof using the manufacturer’s methods. Thus, any roofing material issue you might have might be due to a roofer’s problematic installation or the roofing material itself. However, only a roofing inspection can give you the best data to help you with your insurance claim.

If you have yet to find a dependable roofer to help with your roofing inspections and claims, you can always count on us at Paramount Roofing and Consulting. Contact us at 404-309-8035 today to learn more about everything we can do for you. We’re here to help with your insurance claim in Douglasville, GA.

5 Top Reasons Not To Delay Water-Damaged Roofing Replacement

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Avoid Water Damages

Water damage to a roof is caused by water that has seeped into the roofing material itself. The water could go through a leak in the roof. If the roof is old, it could go through the roofing material.

Any seeping water in your roof underlayment is bad for the roofing materials because it can cause them to decompose and crack. They can also cause the materials to freeze and expand, leading to the materials splitting and breaking apart.

If these aren’t enough to convince you never to delay water damage repairs for your roof, here are five more reasons to do it.

Prevent Further Roofing Material Damages

Timely roofing repair can prevent further damage from occurring. For example, a small hole caused by water on your roof could develop into an even bigger problem if not fixed right away, especially if the next rainstorm is just around the corner. Always have your roof repaired before the issue worsens and becomes more expensive.

Preserve the Property’s Lifespan and Performance

When water penetrates the roofing system, it can cause structural problems in the wood framing and insulation. The wood framing can deteriorate and weaken over time, causing the roof to sag. This causes problems with both insulation and heating/cooling of your home. As for insulation, it will now not properly be able to prevent heat from escaping or entering your home due to poor installation.

Weakened wood frames and concrete foundations can lead to an overall property deterioration that can be extremely costly to repair. Therefore, contact a professional to help with your roofing or make an insurance claim with you at the first sign of water damage on your roof and attic.

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Avoid The Growth of Mold and Airborne Hazards

When water damage occurs, the wood and other materials in the home become saturated. This causes them to deteriorate quickly, making it more susceptible to mold growth. Mold and other airborne hazards are health concerns that can lead to respiratory problems such as asthma and allergies.

Mold is a fungus that can grow in moist environments, such as extremely-humid bathrooms, kitchens, and basements. The spores from mold can enter the house and endanger everyone living there.

Increase Indoor Humidity

Water damage from leaks or floods can increase humidity levels inside a building, leading to mold growth and poor energy efficiency. Increased humidity can make indoor air quality poorer for occupants, leading to respiratory problems.

Excessive humidity can lead to the growth of mold and mildew. To prevent this, humidity levels should be kept below 60% or above 40% to maintain a healthy indoor environment. Dehumidifiers can only do so much in water-damaged homes. You’ll need industrial water damage specialists to clean and dry out your home.

Enormous Insurance Liability

Water damage to your home can significantly affect your insurance premiums if not repaired properly. The water damage can lead to mold and mildew growth, which may cause health problems, and the mold and mildew can also lead to structural damage.

Research has shown that after an insurance claim is filed for water damage, the homeowner’s premiums will increase significantly, sometimes even doubling. If a homeowner files a claim for water damage and is found to be at fault, their premiums will increase significantly. You can be at fault if you didn’t make a claim immediately and delayed your roof’s repairs.

You can always count on Paramount Roofing and Consulting to provide you with the best roofing insurance claims services in the country. Contact us today at 404-309-8035 to learn more about everything we can do for you with water damages in Douglasville, GA.

The Role of Roofers During Storm Damage Claims

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Sort Out Your Storm Damage Claims

Storm damage is any weather-involved situation that damages your roof due to its strength, the projectiles it carries, and any other factors that can cause disastrous issues for your roof. Insurance that protects against these situations is always helpful, especially roof-focused policies. Unfortunately, the industry will pit homeowners against every obstacle to get their insurance claims approved. However, helpful and professional roofers will always put you and your property first.

Here are five situations wherein professional roofers can help you sort out your storm damage claims.

Accurate and Fresh Data

Right after a storm, nearby roofers can help assess your property’s overall situation. Their roofing experts can help reveal various issues that unrepaired roofs can cause if left unrepaired through the years. Even during the health isolation period, roofers can ask homeowners to describe their roof’s current issues. These descriptions help them easily identify the roof’s possible conditions.

Now that roofers can head to your home for personal inspections, they can do so right after a storm. Their accurate and fresh data guarantees that insurers have the best picture of your roof’s condition.

Technical Explanations

Roofing is a basic process. Roofers head to your property, remove your old roof, install the new one, and maintain and repair it in the foreseeable future. However, your roofer has in-depth knowledge about roofing materials and construction that they never have to bring up with their clients and will do so in the roofing insurance adjuster’s presence.

Their technical explanations are vastly helpful because insurance adjusters fully understand the smallest details and intricacies of roofing materials, foundations, installations, warranties, and other areas involving your damaged roof. Thus, insurance adjusters can make the fairest decision on you and their respective behalf with roofers.

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All Details in Full Representation

The roofing insurance market isn’t exactly the cleanest and most transparent industry to tread around. If you’re not careful, you may end up using your insurance but receiving a poor result that can’t restore your roof completely. It’s not completely a scam, but it means the insurers can still play their hand to gain the advantage.

Consultations allow roofers to see the full picture of your roof after a storm. In doing so, they have enough data to support your insurance claim. Thus, roofers are present with you during claims to make sure they represent the smallest details of your roofing damages.

The Final Word is With The Insurance Adjuster

Appealing to emotion with an insurance adjuster and highlighting your regular payments, insurance details, and visible roofing damages to them will not affect their decision to disqualify or reduce your roof’s total compensation. However, roofers can and will contest them about these details to ensure their final decision is in your best interest.

Actual Repairs and Replacements Of Your Roof

Lastly, your roofer’s main role is to repair and replace your roof after helping with your claims. After you have approval for your insurance claim, the roofer will arrange with the adjuster to receive their repair or replacement service checks. Then, they’ll work out a schedule with you to work on your roof.

If you have yet to find a dependable roofing service in your area, you can always count on us at Paramount Roofing and Consulting to help with all your roofing concerns and claims in Douglasville, GA. Contact us today at 404-309-8035 to learn more about everything we can do for you.

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