6 Easy Steps to Make a Storm Damage Claim

December 27, 2021

The damage caused by storms can be very destructive to roofing materials, such as shingles and tiles. Storms can cause roofing materials to break and become detached from the roof. This can lead to leaks and other water damage problems.

If water damage due to leaks is not dealt with promptly, it can lead to serious health hazards, major structural damage—in some cases. The house may need to be torn down. But, you're protected because you have an insurance policy that guarantees your property entirely.

Put it to good use and maximize its dependability by following the next steps.

Contact The Insurance Company

There are three main things to share with your insurance company right away after your roof sustains storm damage.

  • Type of storm that caused the damage
  • The severity of the storm
  • The extent of the storm damage.

Different types of storms will cause different types of damage to my roof. An insurer can assign the right contractor for your benefit by knowing the storm type and severity plus the extent of your roof's damages.

Document Your Loss

Documenting your loss before claiming storm damage insurance helps the adjuster determine the extent of the damage to your property and make a more accurate settlement. It also helps with the claim's timeline since it allows them to quickly identify the damage's scope and make a settlement offer sooner.

Pictures are undeniable evidence that persuades your insurer to fulfill their responsibilities in the best way possible. Thankfully, new mobile technology allows you to document storm damages without any missing detail accurately.

Record All Damaged Items and Components

Go through and check all roofing materials components after a storm and keep track of all the damage to any building materials and furniture. You will use all this information to create a list of our losses and submit it to the insurance company.

Listed losses are much better than photos or videos because they are more specific and detailed. You can see the roofing damage extent.

Ask For Possible Emergency Services

Insurers provide you with various emergency services after a storm destroys your home. They can help you find a temporary place to stay, rebuild your home, and provide you with any living essentials that may have been destroyed. They can also give you financial assistance to help with costs for various services, but your living expenses while your home is being rebuilt might be on your own.

Make sure to review your insurance clauses before making claims.

Use a Claims Diary

A claims diary is a journal of the loss that you have incurred. It helps make insurance claims for storm damages, as you can provide all of your information in one place, assess the events that have happened so far, allowing you to organize your thoughts and actions to make your claim a success. A claims diary can be used for making insurance claims for storm damages after the storm has occurred.

Call a Roofer Knowledgeable About Storm Damages

As a storm passes and your roof suffers from damage, it is important to call a roofer specializing in storm damage repairs. If you don't, you could be risking the structural integrity of your home. Storms can cause severe damage to roofs, leading to major problems with the exterior of your home. If you have storm-related damages to your roof, you should call a professional to record the damages and repair it as soon as possible to avoid any further damage.

Paramount Roofing & Consulting specializes in storm damages and temporal storm damage roof repair. We can handle all your claims and give you the best roofing rescue services for all your needs. Contact us today to learn more about everything we can do for you.